“We retiring and moving to Florida!” – (almost) everyone outside of Florida
For those who are looking to relocate after retirement, Florida is still the top choice. Warm weather, beautiful beaches, pristine waterways, infinite golf and tennis opportunities, and an abundance of activities, attractions and entertainment are just some of the reasons people choose Southwest Florida to spend their golden years. With that in mind, here are some tips for those of you who are looking to relocate to the Sunshine State:
1. Naples is the cream of the crop
While other cities could be included when considering Southwest Florida, Naples is considered the top choice for retirees. The appeal of exceptional weather and warm, clear Gulf of Mexico waters coupled with the city’s upscale, sophisticated persona draws people from all over the globe. Naples boasts some of the country’s most pristine white-sand beaches, a lovely downtown, art galleries, cultural attractions and much more—the many reasons it’s been the city of choice for retirees for so many years.
2. Condo, single-family home, boating or retirement community?
Depending on what you’re looking for as far as lifestyle, Southwest Florida provides many options when it comes to homes. There are luxurious condos on the beach or just a short walk away, single-family homes and numerous 55+ communities that offer resort-style amenities including dockage and golf. Do your homework and find a community or neighborhood that has exactly what you’re looking for.
3. Visit, vacation, then buy
Although most folks who have decided to relocate to Southwest Florida have visited before, it’s a good idea to spend some time in the city that you’re considering. Dine, shop, play golf, talk to residents and get a feel for the area before making your final decision.
4. Research the tax laws
Different states have different tax laws and it’s a good idea to do some research on how the laws in Florida will affect your retirement funds. The good news is that Florida is among only seven states that do not impose taxes on individual retirement income.
5. Research healthcare providers and facilities
Before choosing your retirement location, be sure to do some research on the healthcare facilities and providers in the area. As you head into your golden years, even if you’re healthy and active, it’s important to have a healthcare provider you are comfortable with. In Southwest Florida, you’ll find myriad choices and top facilities, including the Cleveland Clinic in Naples.
6. Consider transportation
Depending on where you choose to reside, it’s a good idea to look into the transportation available to you. If you’re a licensed driver, you’ll need to find out how much time you have to update your license to a Florida one once you move. If you’re not, you’ll want to find out what’s available. Many 55+ communities offer shuttle services for their residents to local shopping, dining and entertainment venues.
7. Get guidance from an experienced realtor
This probably goes without saying, but if you’re relocating to Southwest Florida, you want to work with a realtor who has experience and extensive knowledge of the area. Only someone who’s worked in the market for a long period of time will be able to guide you to the communities most suited to your preferences.
Relocating after retirement can be an exciting adventure—especially if you’re heading to the Sunshine State! Before making any decisions, be sure to follow these tips and do your homework to select the ideal location and home. For help in finding the perfect Southwest Florida property, get in touch with Dante Disabato—he would love the opportunity to work with you to find your perfect home!